Corporate Travel

Corporate Travel Insurance is an insurance policy which provides travel insurance for employees of companies whilst travelling on business. The cover is tailored for each client and both domestic and overseas trips can be insured.

STANDARD BENEFITS

  • Personal Accident
  • Medical and Additional Expenses
  • International Medical Assistance
  • Baggage, Travellers' Cheques, Travel Documents and Credit Cards
  • Money
  • Loss of Deposits
  • Kidnap and Ransom
  • Extra Territorial Workers' Compensation
  • Hire Car Excess Expenses
  • Alternative Employee Expenses
  • Personal Liability
  • Evacuation Cover

BAGGAGE AND PERSONAL EFFECTS CLAIMS
Claims Advice

If you have lost or damaged items of personal property during your period of travel and you wish to make a claim, You will be required to provide the following documentation:

  • A fully completed claim form.
  • Copies of any Police reports or declarations if items were stolen. All losses or stolen property should be reported to the Police or appropriate local authorities and acknowledgement of the same obtained.
  • Proof of ownership of any items claimed. That is, receipts, valuations, credit card statements supporting documentation that relate to the original items that were lost or stolen.
  • If your luggage was lost or damaged by an airline or carrier it should immediately be reported and a claim first lodged against them. In most cases they may be liable for some or all of the damage or loss.

Accident & Health may appoint a claims assessor to assist with the collection of any further information that may be required.

MEDICAL EXPENSES CLAIMS
Claims Advice

If you suffered an injury or illness during the periods of your travel and you wish to make a claim; You will be required to submit the following documentation:

  • A fully completed claim form.
  • Receipts for all medical expenses incurred. This may also include any hospital invoices that indicates itemised accounts or treatment services provided.
  • Please ensure that the currency in which expenses were incurred is clearly indicated on the claim form.
  • Doctors certificates or medical certificates to support any illness.

Accident & Health may appoint a claims assessor to assist with the collection of any further information that may be required. Accident & Health may request that original receipts with respect to hospitalization costs be provided.

ADDITIONAL EXPENSES CLAIMS
Claims Advice

Additional or curtailment expenses occur AFTER your journey has commenced. These are extra expenses that you would not normally have incurred if the claimable event had not taken place. For example:

  • Illness during a journey.
  • Loss of your Passport while overseas.

If you wish to make a claim for the above you will be required to provide the following documentation:

  • A fully completed claim form.
  • A copy of your travel itinerary or travel tickets.
  • Receipts for any expenses incurred. Also ensure that the currency for which the expenses were incurred is clearly listed.
  • Medical certificates to support any illness.
  • Copies of any relevant Police reports if they were called to assist in any matters.

Accident & Health may appoint a claims assessor to assist with the collection of any further information that may be required.

LOSS OF DEPOSITS/CANCELLATION CLAIMS
Claims Advice

Loss of deposits or cancellation expenses are incurred if a claimable event occurs BEFORE you undertake your proposed journey. If you wish to make a claim for the above you will be required to provide the following documentation:

  • A fully completed claim form.
  • A copy of your travel itinerary or travel tickets.
  • A copy of any itemized costs and or deposits that you paid for your proposed journey.
  • A letter from your Travel Agent, Tour Operator or Airline indicating any refunds that you have already received or may be eligible to receive.
  • Medical certificates to support any illness, or a copy of a death certificate if your travel was cancelled due to a death in the family.

Accident & Health may appoint a claims assessor to assist with the collection of any further information that may be required.