Public Liability Insurance

Australia’s Most Comprehensive Public Liability Insurance

Midas offers a range of policies that cover you for legal and medical costs that can arise from damages or injuries to third parties that occur as a result of running your business. Regardless of whether you own or lease the building you conduct business in, if it is frequented by the general public, you will need public liability insurance.

Get an online quote and protect your business today

Insurance is a complex subject that can be difficult to manage and navigate on your own. It is important that you choose the policy that best meets your needs. The last thing you need is to discover you are not covered for an unfortunate event after it has occurred. Working with a specialist insurance broker like Midas, you will have access to a team of experienced professionals with extensive knowledge in this complex area. We customise a policy to your needs, ensuring your business is paying for the correct coverage.

For an online quote for a policy that provides maximum cover for all aspects of your business, complete our quote form.

What our public liability insurance cover includes

Equally as important as public liability protection, this policy ensures you are covered for any injury and/or property damage to third parties, as a result of products imported, sold or manufactured by you

In the event that a customer injures themselves during the use of your product, or an incident results in death, a manufacturer’s products policy may protect you from expensive legal and medical costs. Potential risk can be as minor as suffering a skin reaction to clothing or a more life-threatening injury such as one caused by faulty car brakes.

Under the Trade Practices Act, importers are deemed to be manufacturers of the products that they introduce to Australia. Your business is responsible under law for any products imported by you as though you had manufactured the product yourself. It is important to ensure you have the right product and cover for your business.

It also covers you for property damage to third parties. If you are a component manufacturer for large machines and your component causes someone else’s machine to malfunction you may be responsible for the cost of repairs.

Choose us and take the guesswork out of coverage

We represent you in the event of a claim, ensuring you receive the best result possible. While we act on your behalf, you can continue with business as usual without the stress of dealing with a complex claim. It makes good business sense to use a specialist broker such as Midas when choosing public and product liability cover. There are many reasons to choose us:

  • Midas is a specialist insurance broker with more than 40 years of experience in the industry throughout Australia
  • Midas is a broker, not an insurance company, and therefore act in the best interests of our clients. Most people use us for public and product liability insurance cover in Australia because of our experience with the dreaded ‘fine print’, i.e. policy exclusions, terms & conditions
  • These policies in Australia are not a one product fits all type approach. At Midas, we work with you as a partner to tailor a policy to suit your industry, business conditions and you
  • We can help you choose and provide the right level of public liability insurance cover with online quotes from A$5,000,000 to $20,000,000 for your peace of mind
  • At Midas we are committed to helping you get the best protection for you and your business
  • What this all equates to is reducing the risk and liability for your business workplace and products through effective public, medical and professional indemnity insurance offered online Australia wide. We can also offer quality event insurance.
  • Getting you the best comprehensive protection at highly competitive rates
  • In addition to our wide general insurance knowledge, our team has access to leading Australian insurance companies, international markets, such as Lloyd’s and the International Underwriting Association of London.
  • With Midas on your side you are assured of getting the most favourable rates and cover in Australia – including event public liability insurance, if this is required. Contact us for a quote.
  • At Midas we cater for both monthly and annual payments to ensure that premiums fit with your business needs.

Take the first step and get in touch today

Contact Midas Insurance today on 1300 664 272 to have a member of our expert team assist you. Alternatively, use our online tool to advise us of your needs.