General insurance
From sole traders and family businesses to large companies with multiple premises and thousands of staff, we can work with your business to create a tailored and comprehensive insurance package.
Marine insurance
If your business takes your goods overseas, we can help you protect them, with more than 30 years’ experience providing high quality marine, cargo and transit solutions.
Professional indemnity
In an increasingly litigious world, we can help protect your business against the financial and reputational costs of legal action.
Personal insurance
Confused by the huge range of personal insurance products in the market?
As insurance brokers with decades of experience, we can help you access quality personal insurance to meet your needs and budget.
INSURANCE BROKER’S RESPONSIBILITIES
An insurance broker’s key responsibility is to his or her client, commencing from the time that you first make contact. An insurance broker works for you, not for the insurance companies.
EXPERT ADVICE
Just like an accountant or lawyer who provides you with professional advice, based on years of training and experience, a qualified broker does the same with your insurance. A broker will work with you to determine your needs, undertake research, and recommend the best policy to meet your needs.
VALUE FOR MONEY
Understanding your needs, in-depth knowledge of the insurance market and the ability to negotiate ensures that you obtain the best insurance cover at the best price. A broker will compare a variety of policies from different insurers to get the right type and level of cover, in relation to the cost, often this results in a lower cost than going direct. A broker will also explain your policy and any special circumstances relating to the policy. Furthermore, a broker is obliged to advise you of fees charged for services provided to you.
PEACE OF MIND
Being aware of, and understanding the fine print becomes critical should you need to make a claim. A broker’s role is to work on behalf of their client, so in the event of a claim, their service includes working on your behalf to ensure the speedy and optimal resolution of your claim. Whether it is business or personal insurance, brokers provide advice and assistance to make sure you are protected properly. The greatest benefit is gained by developing a close business relationship so the broker understands your plans, the associated risks, and how you like to do business.
Midas Insurance Brokers Pty Ltd is part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.