Global risk mitigation, founded on local expertise.
Global trade sees a constant flow of goods and livestock exported from Australia or imported to Australia. Our international networks provide us with specialist knowledge to protect your goods on sea and land if required.
Freight Forwarders Liability
Forwarders face risk on a daily basis. Loss or damage to cargo or equipment, errors, abandoned cargo or an unwitting breach of regulations; we offer solutions that match your risk profile.
An individual, who charges a fee for their services, may be deemed to be an expert in their field and open to having a claim made against them. The definition of “professional” is broader than you may be aware.
Re-locating overseas can be stressful, particularly when families are involved. Tailored insurance cover provides peace of mind, if you know that your possessions will be repaired or replaced in the event of a claim.
Seamless coverage from raw material stage through to shipment to a customer’s warehouse mitigates risk and reduces paperwork. A particularly complex area of Marine Cargo insurance, our global experience in this area will stand you in good stead.
In Australia, public liability insurance is mandatory if you own or lease premises frequented by the public. Our experts will determine your specific needs and arrange cover to suit your industry and premises.
Event planning, either by professionals or individuals is a complex exercise. Protect your organisation, staff, volunteers, and participants with the correct type of insurance cover.
Protect your investment property; it is a valuable asset. We can help you limit the risk to your income and minimise unexpected out of pocket expenses due to delinquent tenants.
INSURANCE BROKER'S RESPONSIBILITIES
An insurance broker's key responsibility is to his or her client, commencing from the time that you first make contact. An insurance broker works for you, not for the insurance companies.
EXPERT ADVICE: Just like an accountant or lawyer who provides you with professional advice, based on years of training and experience, a qualified broker does the same with your insurance. A broker will work with you to determine your needs, undertake research, and recommend the best policy to meet your needs.
VALUE FOR MONEY: Understanding your needs, in-depth knowledge of the insurance market and the ability to negotiate ensures that you obtain the best insurance cover at the best price. A broker will compare a variety of policies from different insurers to get the right type and level of cover, in relation to the cost, often this results in a lower cost than going direct. A broker will also explain your policy and any special circumstances relating to the policy. Furthermore, a broker is obliged to advise you of fees charged for services provided to you.
PEACE OF MIND: Being aware of, and understanding the fine print becomes critical should you need to make a claim. A broker’s role is to work on behalf of their client, so in the event of a claim, their service includes working on your behalf to ensure the speedy and optimal resolution of your claim. Whether it is business or personal insurance, brokers provide advice and assistance to make sure you are protected properly. The greatest benefit is gained by developing a close business relationship so the broker understands your plans, the associated risks, and how you like to do business.
Midas Insurance Brokers chooses to be a member of the largest insurance broker network in Australasia, the Steadfast Group. In FY 14, the Steadfast Group wrote over $5 billion in insurance sales, this scale gives the Steadfast Group enormous buying power, flexibility and influence when negotiating with major insurers on behalf of Steadfast brokers. It allows Midas Insurance Brokers to access multiple insurance companies, a broad range of products, competitive pricing and valuable advice. It also means that we can do extensive research to ensure that our recommendation to you for your insurance needs is the best policy available. As a client of a Steadfast network insurance broker, you get the best of both worlds - local and personalised service, with the insurance expertise and support of a large organisation. Strength when you need it.
In presenting our credentials, we ask you to trust us.
Trust in the transperancy of our service, analysis and over forty years of experience that informs our advice.
- George Midas, Founder and Managing Director
Midas Insurance Brokers elect to be members of the following organisations:
The National Insurance Brokers Association is the peak body of the insurance broking profession in Australia and represents hundreds of members and thousands of individuals throughout Australia.
The Customs Brokers and Forwarders Council of Australia represents the interests of the international trade, logistic and supply chain management service industry.
ANZIIF members are recognised throughout the insurance and financial services industry as professionals who are qualified, knowledgeable and committed to excellence.
The Australian Financial Complaints Authority (AFCA) provides free, fast and binding dispute resolution to consumers and small businesses.
The LMI Group provides loss management, risk assessment and technical assistance to brokers, professional advisers, re-insurers, corporations and SMEs in both pre and post-loss situations.
The National Product Liability Association has a multi-disciplinary membership enabling it to play an important role as a voice for manufacturers, retailers, the insurance industry.