Commercial Property Owners Insurance
Why commercial property owners need insurance
Owning commercial property comes with responsibilities and ongoing risks. Damage to the building or issues affecting tenants can quickly lead to loss of income.
Common risks include:
• Fire, storm or water damage to the building
• Liability claims from tenants or visitors
• Loss of rental income following damage
• Theft or vandalism
• Equipment failure within the property
Insurance helps protect both the physical asset and the income it generates.
What commercial property insurance can include
The cover can be structured around the property type and its use. Options may include:
Protection for the structure of the property against insured events.
Support if tenants cannot occupy the premises following damage.
Protection if a third party is injured or property is damaged at the premises.
Cover for internal and external glass, including shopfronts.
Protection for building systems such as lifts, air conditioning or fixed equipment.
Cover for damage or loss caused by break-ins or vandalism.
How Midas supports commercial property owners
We help property owners arrange insurance that reflects the value of their asset and the way it is leased or used. Our role is to help you understand your obligations, compare insurer options and protect your investment.
Commercial properties we insure
Office buildings
Retail premises
Industrial and warehouse properties
Mixed-use commercial properties
Investment properties leased to tenants
Take the next step
Protect your commercial property with insurance tailored to your investment.
You can also explore our Business and Commercial Insurance page to see all available cover options.
Client Experiences with Midas
Don't Leave Your Assets Unprotected!