Not-for-Profit Organisation Insurance

Tailored cover for charities, community groups and volunteer organisations

Not-for-profit organisation insurance helps protect your organisation, the people involved, and the work you do for the community. Whether you rely on volunteers, manage events, or operate from a physical premises, the right cover helps reduce financial risk and supports continuity.

Why not-for-profit organisations need insurance

Not-for-profit organisations often manage funds, volunteers and public-facing activities. Even small incidents can create unexpected costs or disrupt operations.

Common risks include:

• Injury to volunteers, members or the public
• Damage to premises, equipment or donated property
• Liability claims linked to events or activities
• Food spoilage due to power failure
• Loss of income or funding following an insured event

• Theft or misuse of funds or assets

Insurance helps protect your organisation so you can stay focused on your mission.

With Midas, you gain more than insurance for your organisation. You gain guidance from a team that understands the responsibilities of managing volunteers, members, committees and community activities.

We arrange tailored insurance solutions that help protect your people, your assets and your operations, so your organisation can continue supporting the community with confidence.

What not-for-profit insurance can include

Insurance can be tailored to your organisation’s operations. Cover options may include:

1. Public Liability

Protection if a person is injured or property is damaged during your activities or events.

2. Property and Contents Cover

Cover for buildings, equipment, furniture and other assets owned or used by the organisation.

3. Management Liability

Protection for committee members or office holders against certain claims related to governance decisions.

4. Volunteer Personal Accident

Support if a volunteer is injured while performing approved duties.

5. Theft and Money Cover

Protection for loss of funds or property caused by theft or dishonest acts.

6. Business Interruption

Support if your organisation cannot operate following an insured event.

How Midas supports not-for-profit organisations

We understand that not-for-profit organisations operate differently from commercial businesses. We help you arrange cover that reflects your structure, funding model and activities, while keeping costs appropriate and cover clear.

Our focus is to help you avoid gaps in your policy and make sure you have support when you need it.

Not-for-profit organisations we work with

Charities and community organisations

Sporting and social clubs

Cultural and religious groups

Incorporated associations

Volunteer-based organisations

Take the next step

Protect your organisation with insurance that supports the work you do.

You can also explore our Business and Commercial Insurance page to see all available cover options.

Client Experiences with Midas

Hear directly from our clients about their trust in Midas for their insurance needs and the peace of mind our services provide.

View all Testimonials

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