Office and Professional Services Insurance

Tailored cover for consultants, service providers and office-based businesses

Office and professional services insurance protects your business from the risks that come with working with clients, managing data and relying on technology.

Whether it’s a claim about your advice, a client injury at your premises or damage to your equipment, the right cover helps reduce financial stress and keeps your business operating smoothly.

Why professional service businesses need insurance

Professionals handle client information, provide advice and rely heavily on uninterrupted operations. A single incident can impact your income or expose you to financial loss.

Common risks include:

• Claims relating to advice, services or errors
• Client injuries or property damage in your office
• Damage to computers, servers or IT systems
• Cyber incidents and data breaches
• Loss of income after an insured event

Insurance helps reduce the impact of these risks and supports business continuity.

With Midas, you get more than insurance for your office or professional services. You gain a partner who understands how your clients, advice and systems work together, and the risks that come with them.

We help you secure tailored business insurance that protects your liability, equipment and income, so you can focus on your clients with confidence even when the unexpected happens.

What professional services insurance can include

You can tailor your cover to suit how your practice or office operates. Common options include:

1. Public Liability

Helps protect you if a client or visitor is injured at your premises or if you accidentally damage their property. Learn more about Public Liability

2. Professional Indemnity

Protection if a client claims they suffered financial loss due to your advice or professional service. Learn more about Professional Indemnity

3. Property and Office Contents

Cover for your office furniture, equipment and business contents if they are damaged by insured events.

4. Electronic Equipment Breakdown

Support for repairs, replacement or temporary equipment if your systems fail unexpectedly.

5. Cyber Insurance

Protection against cyber incidents such as data breaches or cyber attacks. Learn more about Cyber Insurance

6. Business Interruption

Helps cover lost income and ongoing costs if your office cannot operate after an insured event.

7. General Property

Cover for portable devices and equipment you use offsite, such as laptops and tablets.

How Midas supports professionals

We compare policies from several insurers to help you find the right mix of protection based on your services and the risks you face. You receive clear explanations, competitive options and support when it comes to claims. Our goal is to make choosing the right cover simple and straightforward.

Who we work with

Consultants and advisors

Medical and allied health providers

Property service professionals

Accountants and bookkeepers

Marketing and creative teams

Administrative and corporate offices

Take the next step

Get insurance suited to the way your professional services operate.

Or return to the main Business and Commercial Insurance page for a full overview of cover options.

Client Experiences with Midas

Hear directly from our clients about their trust in Midas for their insurance needs and the peace of mind our services provide.

View all Testimonials

Don't Leave Your Assets Unprotected!

Explore Our Comprehensive Insurance Services

Midas Insurance Brokers go beyond cyber threats. We offer a comprehensive suite of insurance solutions to safeguard your business and personal life.

From freight forwarding and marine cargo to public liability, professional indemnity and home & contents, our experienced brokers can help you find the perfect coverage at competitive rates.

Get a quote today and ensure your peace of mind!