Trades and Services Insurance
Why trades and services businesses need insurance
Tradies and service providers face practical risks every day. Your tools, your vehicle and your work environment all play a role in your ability to get the job done.
Common risks include:
• Loss or theft of tools and equipment
• Accidental damage to a client’s property
• Injuries involving clients or third parties
• Vehicle incidents on the way to a job
• Loss of income after an insured event
Insurance helps manage these risks and protects your ability to keep working.
What trade and service insurance can include
Your cover can be tailored to your trade, the work you perform and the equipment you rely on. It may include:
Helps protect you if your work accidentally causes injury or property damage. Learn more about Public Liability
Cover for tools, gear and equipment if they are lost, stolen or damaged.
Protection for the vehicles or trailers used for work and travel between jobs.
For damage to items or equipment essential to your trade.
Support for sudden equipment failure that affects your workflow.
Helps cover lost income if you cannot work after an insured event.
Cover for items you use offsite, across multiple job locations.
How Midas supports trades and services
We compare insurer options so you get cover suited to your trade and the way you work. Our advice is straightforward, and we help you understand what matters most for your type of business. You get competitive choices and support when you need to make a claim.
Who we work with
Plumbers
Electricians
Carpenters
Landscapers
Technicians
Installers
Take the next step
Stay covered on every job with Business insurance tailored to your trade.
Or return to the main Business and Commercial Insurance page for a full overview of cover options.
Client Experiences with Midas
Don't Leave Your Assets Unprotected!